Cyber Insurance Coverage

Policy Considerations

  • Coverage for ransom payments and negotiations
  • Business interruption and extra expense coverage
  • Data recovery and forensic investigation costs
  • Legal and regulatory response expenses
  • Reputation management and crisis communication

Pre-Incident Preparation

  • Regular policy review and updates
  • Documentation of security controls and measures
  • Incident response plan coordination with insurers
  • Regular communication with insurance providers
  • Understanding of coverage limitations and exclusions

Breach Notification Laws

  • Timely notification to authorities and affected parties
  • Documentation of incident response activities
  • Compliance with regional and industry regulations
  • Coordination with legal counsel and consultants
  • Protection of attorney-client privilege

Law Enforcement Coordination

  • When and how to engage law enforcement
  • Information sharing and cooperation
  • Evidence preservation and chain of custody
  • Victim services and support resources
  • International cooperation and coordination